/* =========================================================
   키움바로뱅크 — 전체 테마 스타일시트
   디자인 컨셉: 하늘색 계열 밝고 신뢰감
   ========================================================= */

/* ── Google Fonts ── */
@import url('https://fonts.googleapis.com/css2?family=Noto+Sans+KR:wght@300;400;500;600;700;800&display=swap');

/* ── CSS 변수 (하늘색 계열로 오버라이드) ── */
:root {
  --primary:        #1e9bd4;      /* 메인 스카이블루 */
  --primary-dark:   #1480b4;
  --primary-light:  #e0f4fc;
  --secondary:      #f4a224;      /* 골드/앰버 강조 */
  --secondary-dark: #d98a12;
  --accent:         #ffd75e;      /* 밝은 골드 */
  --text-dark:      #0f2a3c;
  --text-gray:      #3a5468;
  --text-light:     #6a88a0;
  --bg-light:       #f0f8fe;
  --bg-white:       #ffffff;
  --border:         #c8e6f8;
  --shadow:         0 4px 20px rgba(30,155,212,0.12);
  --shadow-hover:   0 8px 32px rgba(30,155,212,0.25);
  --radius:         12px;
  --radius-lg:      20px;
}

/* ── 리셋 & 기본 ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Noto Sans KR', 'Apple SD Gothic Neo', sans-serif;
  font-size: 16px;
  line-height: 1.7;
  color: var(--text-dark);
  background: var(--bg-white);
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
img { display: block; max-width: 100%; height: auto; }
ul, ol { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ── 컨테이너 ── */
.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ── 섹션 공통 ── */
.section {
  padding: 80px 0;
  background: var(--bg-white);
}
.section-alt {
  padding: 80px 0;
  background: var(--bg-light);
}
.section-header {
  text-align: center;
  margin-bottom: 50px;
}
.section-badge {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary);
  font-size: 13px;
  font-weight: 700;
  padding: 6px 16px;
  border-radius: 100px;
  margin-bottom: 14px;
  letter-spacing: 0.04em;
}
.section-title {
  font-size: 2rem;
  font-weight: 800;
  color: var(--text-dark);
  line-height: 1.3;
  margin-bottom: 14px;
}
.section-title span { color: var(--primary); }
.section-desc {
  font-size: 1rem;
  color: var(--text-gray);
  max-width: 600px;
  margin: 0 auto;
}

/* =========================================================
   HEADER
   ========================================================= */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--bg-white);
  border-bottom: 1px solid var(--border);
  box-shadow: 0 2px 12px rgba(30,155,212,0.08);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}

/* 로고 */
.site-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.logo-icon {
  width: 42px;
  height: 42px;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 18px;
  flex-shrink: 0;
}
.logo-text { display: flex; flex-direction: column; }
.logo-main {
  font-size: 18px;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.2;
  letter-spacing: -0.02em;
}
.logo-sub {
  font-size: 11px;
  color: var(--text-light);
  font-weight: 400;
}

/* 내비게이션 */
.site-nav {
  display: flex;
  align-items: center;
  gap: 6px;
}
.site-nav a {
  padding: 8px 14px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-gray);
  border-radius: 8px;
  transition: all 0.2s;
}
.site-nav a:hover {
  background: var(--primary-light);
  color: var(--primary);
}

/* 헤더 CTA */
.header-cta a {
  display: flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
  color: #fff;
  font-size: 14px;
  font-weight: 700;
  padding: 10px 20px;
  border-radius: 50px;
  transition: all 0.2s;
  box-shadow: 0 4px 12px rgba(244,162,36,0.35);
}
.header-cta a:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(244,162,36,0.45);
}

/* 햄버거 */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  border-radius: 8px;
  cursor: pointer;
}
.hamburger span {
  width: 24px;
  height: 2px;
  background: var(--text-dark);
  border-radius: 2px;
  display: block;
  transition: all 0.3s;
}

/* 모바일 네비 */
.mobile-nav {
  display: none;
  flex-direction: column;
  background: var(--bg-white);
  border-top: 1px solid var(--border);
  padding: 12px 24px 20px;
}
.mobile-nav a {
  padding: 12px 4px;
  font-size: 15px;
  font-weight: 600;
  color: var(--text-gray);
  border-bottom: 1px solid var(--border);
}
.mobile-nav a:last-child { border-bottom: none; }
.mobile-nav.active { display: flex; }

/* =========================================================
   HERO SECTION
   ========================================================= */
.hero-section {
  background: linear-gradient(135deg, #1e9bd4 0%, #1270a0 45%, #0a4a72 100%);
  padding: 90px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero-section::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero-section::after {
  content: '';
  position: absolute;
  bottom: -80px;
  left: -40px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(255,215,94,0.1) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
  position: relative;
  z-index: 1;
  text-align: center;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255,255,255,0.18);
  border: 1px solid rgba(255,255,255,0.35);
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  padding: 7px 18px;
  border-radius: 100px;
  margin-bottom: 22px;
  backdrop-filter: blur(8px);
}
.hero-badge i { color: var(--accent); }
.hero-title {
  font-size: clamp(1.8rem, 4vw, 3rem);
  font-weight: 900;
  color: #fff;
  line-height: 1.3;
  margin-bottom: 20px;
  letter-spacing: -0.02em;
}
.hero-title span { color: var(--accent); }
.hero-title .title-break { display: block; }
.hero-desc {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.85);
  max-width: 600px;
  margin: 0 auto 34px;
  line-height: 1.8;
}
.hero-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 52px;
}
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
  color: #fff;
  font-size: 16px;
  font-weight: 800;
  padding: 16px 34px;
  border-radius: 50px;
  box-shadow: 0 6px 20px rgba(244,162,36,0.45);
  transition: all 0.25s;
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(244,162,36,0.55);
}
.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  border: 2px solid rgba(255,255,255,0.7);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  padding: 14px 32px;
  border-radius: 50px;
  transition: all 0.25s;
}
.btn-outline:hover {
  background: rgba(255,255,255,0.15);
  border-color: #fff;
}

/* 히어로 통계 */
.hero-stats {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
  border-top: 1px solid rgba(255,255,255,0.2);
  padding-top: 36px;
}
.stat-item { text-align: center; }
.stat-num {
  font-size: 2rem;
  font-weight: 900;
  color: var(--accent);
  line-height: 1.1;
  display: block;
}
.stat-label {
  font-size: 13px;
  color: rgba(255,255,255,0.75);
  margin-top: 4px;
  display: block;
}

/* =========================================================
   BLOG SECTION
   ========================================================= */
#blog-section { scroll-margin-top: 80px; }
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.blog-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: all 0.3s;
  position: relative;
}
.blog-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-hover);
}
.card-link-overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
}
.card-thumb {
  position: relative;
  aspect-ratio: 16 / 9;
  overflow: hidden;
  background: var(--primary-light);
}
.card-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.4s;
}
.blog-card:hover .card-thumb img { transform: scale(1.05); }
.card-category {
  position: absolute;
  top: 12px;
  left: 12px;
  background: var(--primary);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 100px;
  z-index: 2;
}
.card-body {
  padding: 20px 22px 22px;
}
.card-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--text-dark);
  line-height: 1.45;
  margin-bottom: 10px;
}
.card-title a { transition: color 0.2s; }
.blog-card:hover .card-title a { color: var(--primary); }
.card-excerpt {
  font-size: 14px;
  color: var(--text-gray);
  line-height: 1.6;
  margin-bottom: 14px;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.card-anchor {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 13px;
  font-weight: 700;
  color: var(--primary);
  z-index: 2;
  position: relative;
  transition: gap 0.2s;
}
.blog-card:hover .card-anchor { gap: 7px; }
.card-meta {
  margin-top: 12px;
  font-size: 12px;
  color: var(--text-light);
  display: flex;
  align-items: center;
  gap: 8px;
  border-top: 1px solid var(--border);
  padding-top: 12px;
}
.card-meta i { color: var(--primary); }

/* =========================================================
   ARTICLE SECTION
   ========================================================= */
#article-section { scroll-margin-top: 80px; }
.article-section {
  padding: 80px 0;
  background: var(--bg-white);
}
.article-container {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 24px;
}
.article-header {
  text-align: center;
  margin-bottom: 44px;
}
.article-tag {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary);
  font-size: 12px;
  font-weight: 700;
  padding: 5px 14px;
  border-radius: 100px;
  margin-bottom: 12px;
}
.article-main-title {
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--text-dark);
  line-height: 1.35;
  margin-bottom: 14px;
}
.article-main-title span { color: var(--primary); }
.article-lead {
  font-size: 1rem;
  color: var(--text-gray);
  max-width: 680px;
  margin: 0 auto;
  line-height: 1.75;
}

/* 목차 */
.article-toc {
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-left: 4px solid var(--primary);
  border-radius: var(--radius);
  padding: 24px 28px;
  margin-bottom: 44px;
}
.toc-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 7px;
}
.toc-list { display: flex; flex-direction: column; gap: 6px; }
.toc-list a {
  font-size: 14px;
  color: var(--text-gray);
  display: flex;
  align-items: center;
  gap: 8px;
  transition: color 0.2s;
}
.toc-list a::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--primary);
  border-radius: 50%;
  flex-shrink: 0;
  opacity: 0.5;
}
.toc-list a:hover { color: var(--primary); }

/* 아티클 본문 */
.article-h2 {
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--text-dark);
  border-left: 5px solid var(--primary);
  padding-left: 16px;
  margin: 44px 0 18px;
  line-height: 1.4;
}
.article-h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text-dark);
  margin: 24px 0 10px;
  display: flex;
  align-items: center;
  gap: 7px;
}
.article-h3::before {
  content: '●';
  color: var(--primary);
  font-size: 10px;
}
.article-p {
  font-size: 0.97rem;
  color: var(--text-gray);
  line-height: 1.85;
  margin-bottom: 16px;
}

/* 정보 박스 */
.info-box {
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-left: 4px solid var(--primary);
  border-radius: var(--radius);
  padding: 18px 22px;
  margin: 20px 0;
}
.info-box.blue {
  background: #e8f4fd;
  border-color: #90cdf4;
  border-left-color: #3182ce;
}
.info-box.warning {
  background: #fffbeb;
  border-color: #fbd38d;
  border-left-color: var(--secondary);
}
.info-box-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.info-box.warning .info-box-title { color: var(--secondary-dark); }
.info-box p {
  font-size: 14px;
  color: var(--text-gray);
  line-height: 1.75;
}

/* 체크리스트 */
.article-list { margin: 16px 0; }
.article-list li {
  font-size: 0.95rem;
  color: var(--text-gray);
  padding: 7px 0 7px 28px;
  position: relative;
  border-bottom: 1px dashed var(--border);
  line-height: 1.6;
}
.article-list li:last-child { border-bottom: none; }
.article-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--primary);
  font-weight: 700;
  font-size: 14px;
}

/* 표 */
.article-table {
  width: 100%;
  border-collapse: collapse;
  margin: 20px 0;
  font-size: 14px;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.article-table th {
  background: var(--primary);
  color: #fff;
  padding: 12px 16px;
  font-weight: 700;
  text-align: left;
}
.article-table td {
  padding: 11px 16px;
  border-bottom: 1px solid var(--border);
  color: var(--text-gray);
}
.article-table tr:nth-child(even) td { background: var(--bg-light); }
.article-table tr:hover td { background: var(--primary-light); }

/* 스텝 리스트 */
.step-list { display: flex; flex-direction: column; gap: 16px; margin: 20px 0; }
.step-item { display: flex; gap: 16px; align-items: flex-start; }
.step-num {
  width: 36px;
  height: 36px;
  background: var(--primary);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 800;
  flex-shrink: 0;
}
.step-content { flex: 1; }
.step-content strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 4px;
}
.step-content p {
  font-size: 14px;
  color: var(--text-gray);
  line-height: 1.65;
}

/* =========================================================
   CTA BANNER
   ========================================================= */
.cta-banner {
  background: linear-gradient(135deg, #1e9bd4 0%, #1270a0 50%, #0a4a72 100%);
  padding: 70px 0;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  top: -40px;
  right: -40px;
  width: 280px;
  height: 280px;
  background: radial-gradient(circle, rgba(255,255,255,0.07) 0%, transparent 70%);
  pointer-events: none;
}
.cta-inner {
  max-width: 800px;
  margin: 0 auto;
  padding: 0 24px;
  text-align: center;
  position: relative;
  z-index: 1;
}
.cta-title {
  font-size: 1.9rem;
  font-weight: 900;
  color: #fff;
  line-height: 1.35;
  margin-bottom: 14px;
}
.cta-title span { color: var(--accent); }
.cta-desc {
  font-size: 1rem;
  color: rgba(255,255,255,0.82);
  margin-bottom: 34px;
  line-height: 1.75;
}
.cta-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}
.btn-cta-call {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
  color: #fff;
  font-size: 16px;
  font-weight: 800;
  padding: 16px 36px;
  border-radius: 50px;
  box-shadow: 0 6px 20px rgba(244,162,36,0.45);
  transition: all 0.25s;
}
.btn-cta-call:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 28px rgba(244,162,36,0.55);
}
.btn-cta-sms {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.15);
  border: 2px solid rgba(255,255,255,0.6);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  padding: 14px 34px;
  border-radius: 50px;
  transition: all 0.25s;
  backdrop-filter: blur(6px);
}
.btn-cta-sms:hover {
  background: rgba(255,255,255,0.25);
  border-color: #fff;
}

/* =========================================================
   QNA SECTION
   ========================================================= */
#qna-section { scroll-margin-top: 80px; }
.qna-section {
  padding: 80px 0;
  background: var(--bg-light);
}
.faq-list {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.faq-item {
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 2px 8px rgba(30,155,212,0.06);
  transition: box-shadow 0.3s;
}
.faq-item.active {
  border-color: var(--primary);
  box-shadow: var(--shadow);
}
.faq-question {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  padding: 18px 22px;
  background: none;
  cursor: pointer;
  text-align: left;
  transition: background 0.2s;
}
.faq-question:hover { background: var(--bg-light); }
.faq-item.active .faq-question { background: var(--primary-light); }
.faq-q-badge {
  width: 30px;
  height: 30px;
  background: var(--primary);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 800;
  flex-shrink: 0;
}
.faq-q-text {
  flex: 1;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-dark);
  line-height: 1.5;
}
.faq-icon {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-light);
  transition: transform 0.3s;
  flex-shrink: 0;
}
.faq-item.active .faq-icon {
  transform: rotate(45deg);
  color: var(--primary);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.45s ease;
}
.faq-item.active .faq-answer { max-height: 500px; }
.faq-answer-inner {
  padding: 0 22px 20px 66px;
  font-size: 14px;
  color: var(--text-gray);
  line-height: 1.8;
}

/* =========================================================
   FLOATING BUTTONS
   ========================================================= */
.float-btns {
  position: fixed;
  bottom: 30px;
  right: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  z-index: 999;
}
.float-btn {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 18px 12px 12px;
  border-radius: 50px;
  text-decoration: none;
  box-shadow: 0 6px 20px rgba(0,0,0,0.2);
  transition: all 0.3s;
}
.float-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 30px rgba(0,0,0,0.25);
}
.float-btn-call {
  background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
}
.float-btn-sms {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
}
.float-btn-icon {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,0.25);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 15px;
  flex-shrink: 0;
}
.float-label { display: flex; flex-direction: column; }
.float-label-top {
  font-size: 10px;
  color: rgba(255,255,255,0.8);
  line-height: 1.2;
}
.float-label-num {
  font-size: 13px;
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
}

/* =========================================================
   FOOTER
   ========================================================= */
.site-footer {
  background: #0a2638;
  color: rgba(255,255,255,0.75);
}
.footer-notice {
  background: rgba(30,155,212,0.15);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  padding: 14px 24px;
  text-align: center;
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
}
.footer-notice strong { color: var(--accent); }
.footer-top {
  max-width: 1180px;
  margin: 0 auto;
  padding: 52px 24px 36px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 40px;
}
.footer-brand {}
.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}
.footer-logo .logo-icon {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
}
.footer-logo .logo-main { color: #fff; font-size: 20px; }
.footer-logo .logo-sub { color: rgba(255,255,255,0.5); }
.footer-brand p {
  font-size: 14px;
  color: rgba(255,255,255,0.55);
  max-width: 360px;
  line-height: 1.7;
  margin-bottom: 18px;
}
.footer-contact { display: flex; flex-direction: column; gap: 8px; }
.footer-contact a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: rgba(255,255,255,0.75);
  transition: color 0.2s;
}
.footer-contact a:hover { color: var(--accent); }
.footer-contact a i { color: var(--primary); width: 16px; }
.footer-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 36px;
}
.footer-col {}
.footer-col h4 {
  font-size: 13px;
  font-weight: 700;
  color: rgba(255,255,255,0.9);
  margin-bottom: 12px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.footer-col ul { display: flex; flex-direction: column; gap: 7px; }
.footer-col a {
  font-size: 13px;
  color: rgba(255,255,255,0.5);
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--accent); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.07);
  max-width: 1180px;
  margin: 0 auto;
  padding: 18px 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  color: rgba(255,255,255,0.35);
  flex-wrap: wrap;
  gap: 8px;
}
.footer-slogan { color: rgba(255,215,94,0.55); font-style: italic; }

/* =========================================================
   반응형 (@media max-width: 768px)
   ========================================================= */
@media (max-width: 768px) {
  .section, .section-alt { padding: 56px 0; }
  .section-title { font-size: 1.5rem; }

  /* 헤더 */
  .site-nav { display: none; }
  .header-cta { display: none; }
  .hamburger { display: flex; }

  /* 히어로 */
  .hero-section { padding: 60px 0 56px; }
  .hero-title { font-size: 1.6rem; }
  .hero-stats { gap: 20px; }
  .stat-num { font-size: 1.5rem; }
  .hero-btns { flex-direction: column; align-items: center; }

  /* 블로그 그리드 */
  .blog-grid { grid-template-columns: 1fr; gap: 20px; }

  /* 아티클 */
  .article-main-title { font-size: 1.4rem; }
  .article-h2 { font-size: 1.15rem; }

  /* CTA */
  .cta-title { font-size: 1.45rem; }
  .cta-btns { flex-direction: column; align-items: center; }

  /* 푸터 */
  .footer-top { grid-template-columns: 1fr; }
  .footer-links { grid-template-columns: 1fr 1fr; gap: 24px; }
  .footer-bottom { flex-direction: column; text-align: center; }

  /* 플로팅 버튼 — 아이콘만 표시 */
  .float-btns { bottom: 20px; right: 16px; gap: 10px; }
  .float-btn {
    padding: 0;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    justify-content: center;
  }
  .float-btn-icon {
    width: 56px;
    height: 56px;
    background: transparent;
    font-size: 22px;
  }
  .float-label { display: none; }
}

@media (max-width: 480px) {
  .footer-links { grid-template-columns: 1fr; }
  .hero-stats { gap: 14px; }
}